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Indian Overseas Bank

Indian Overseas Bank

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Market Capital : 68,226.10 Cr.

P/E Ratio : 20.09

P/B Ratio : 2.33

Book Value Per Share : 16.74

EPS : 1.79

Dividend Yield : 0.00 %

Revenue Growth : 15.09 %

Profit Growth : 27.38 %

Founded in 1937 by Chidambaram Chettyar, Indian Overseas Bank (IOB) is a leading public sector bank in India, boasting a robust global presence across 6 continents. Rooted in a strong tradition of trust and service, IOB offers a range of financial solutions for individuals, businesses, and the government.

Stock Returns
1 Week
-7.59%
1 Month
-3.80%
3 Months
-30.39%
6 Months
-35.71%
1 Year
-45.28%
3 Year
102.46%
5 Years
378.78%
10 Years
-17.03%

Things To Know Before Investing In Indian Overseas Bank

   Strengths

  • Established bank with a rich history and strong brand recognition in India and abroad.
  • Extensive network across 6 continents.
  • IOB currently has 3,200+ branches and 3,100+ ATMs across India.
  • Relatively low NPA (Non-Performing Assets) ratio compared to its peers.
  • The majority is owned by the Government of India, providing a certain level of stability and trust.
  • Low slippage ratio compared to other banks.
  • Have an 18% stake in Universal Sompo General Insurance Company.


   Weaknesses

  • Faces high competition from private and public sector banks in India.
  • Often criticized for poor customer service and long waiting times.
  • Digital adoption rate still lags behind some competitor banks.
  • Relatively high cost-to-income ratio compared to some peers.
  • Limited product portfolio compared to some private sector banks. 


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Frequently Asked Questions

As per the National Stock Exchange, Indian Overseas Bank’s ticker symbol is "IOB".

The Indian Overseas Bank’s market capitalization is ₹ 68226.1 Cr.

As of now, the Indian Overseas Bank’s market capitalization is ₹68226.1 Cr, which puts it into the category of large-cap companies. This can indicate, the Indian Overseas Bank is stable and Established in the industry. If you finding a company to invest in that is less risky, has consistent growth and a stable dividend yield then this can be good to go.

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