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Indian Railway Finance Corporation Ltd

Indian Railway Finance Corporation Ltd

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Market Capital : 157,305.61 Cr.

P/E Ratio : 24.19

P/B Ratio : 3.09

Book Value Per Share : 40.3

EPS : 4.98

Dividend Yield : 1.91 %

Revenue Growth : 3.86 %

Profit Growth : 1.40 %

IRFC is a dedicated financing arm of Indian Railways, facilitating funding for its various projects. With expertise in debt financing and lease financing, it plays a pivotal role in supporting the expansion & modernization of India's railway infrastructure, ensuring efficient & sustainable transportation services across the nation.

Stock Returns
1 Week
-5.35%
1 Month
-3.58%
3 Months
-12.73%
6 Months
-20.52%
1 Year
-23.33%
3 Year
445.90%
5 Years
362.96%
10 Years
362.96%

Things To Know Before Investing In Indian Railway Finance Corporation Ltd

   Strengths

  • IRFC is a Schedule ‘A’ Public Sector Enterprise under the Ministry of Railways, Govt. of India. This gives it a strong credit rating and access to government support.
  • Has been successfully financing Indian Railways for over 30 years.
  • Being a Schedule ‘A’ Public Sector Enterprise under the Ministry of Railways, IRFC enjoys strong government support.
  • It is registered as a Systemically Important Non–Deposit taking Non-Banking Financial Company and Infrastructure Finance Company with the Reserve Bank of India.
  • Having a diversified borrowing portfolio into various instruments, markets, and investors helps meet its funding requirements consistently.
  • With a cumulative funding exceeding Rs. 5.04 lakh crore in 2022, IRFC has a proven track record in mobilizing funds for the rail sector.
  • IRFC has maintained a strong track record of profitability due to its low-risk business model and government backing.
  • IRFC enjoys exemption from certain RBI regulations like asset classification and provisioning norms.


   Weaknesses

  • IRFC's primary business revolves around financing assets for the Indian Railways, making it vulnerable to any adverse changes within the railway sector.
  • The company's reliance on capital markets exposes it to risks associated with market fluctuations and interest rate changes.
  • IRFC may face asset quality risks, especially if there are issues with the utilization or maintenance of these assets by the Indian Railways.
  • The increased compliance costs can impact a company's profitability.
  • Has a high debt burden, which could limit its financial flexibility.


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Frequently Asked Questions

As per the National Stock Exchange, Indian Railway Finance Corporation Ltd’s ticker symbol is "IRFC".

The Indian Railway Finance Corporation Ltd’s market capitalization is ₹ 157305.61 Cr.

As of now, the Indian Railway Finance Corporation Ltd’s market capitalization is ₹157305.61 Cr, which puts it into the category of large-cap companies. This can indicate, the Indian Railway Finance Corporation Ltd is stable and Established in the industry. If you finding a company to invest in that is less risky, has consistent growth and a stable dividend yield then this can be good to go.

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